How much is too many credit cards ?

You know you have too many credit cards when you have a credit card for each department store.It definitely can cause you to have a low credit score.People don't realize that by having too many credit cards can definitely affect your credit score.I know it is easy to get them once you have a high credit score but it becomes lowere credit score easily.

You can not have your credit limits to the max or even half way. For example if you have a credit limit of $1,000 and you are at 50% or $500.00 of credit usage or more then you are harming your credit score. That will increase your debt to ratio amount. If you have it on one or all your credit cards you are on the wrong path to financial freedom.

You need to start looking at you credit limits, interest rates and policies of each credit card to see what you can do . It will take time and require persistance .I personally have those matters taken care of for me. I am a Certified Credit Counselor who knows what it takes to get that straightened out.